40+ payout markets
Reach bank accounts, wallets, and cash-pickup points across Asia, Africa, LatAm, and Europe from one API.
Industries / Remittance Apps
Launch corridors in weeks,
not quarters.
Every new corridor used to mean a new banking partner, a new licence conversation, and months of integration. Credible gives you FX and local payout rails across 40+ markets behind a single API.
01. Why Credible for remittance apps
One integration, every corridor.
Bank deposits, mobile wallets, and cash pickup in the destinations your senders actually remit to, all reachable through the same endpoints.
Instant delivery
T+0 payouts fronted by a stablecoin liquidity pool, so funds land while your sender is still in the app.
Mid-market FX
Transparent rates across 30+ currencies, no hidden spread baked into the corridor you quote your users.
Cash pickup built in
Cash-pickup payout powered by MoneyGram reaches recipients without a bank account or a smartphone.
Compliance built in
Async KYB, transaction screening, and sanctions checks so each corridor launches on-rails with regulators.
Stablecoin or fiat funding
Fund payouts from a fiat balance or settle in USDC/USDT on Solana and EVM, whichever fits your treasury.
02. How it works
Collect. Convert. Deliver.
One stack covers the full remittance flow, from the sender’s deposit to money in the recipient’s hands.
01 · Collection
Named collection accounts
Take sender funds into named USD, EUR, and GBP accounts, or accept cards, UPI, Pix, SEPA, and ACH pay-in.
02 · FX
Mid-market conversion
Convert across 30+ currencies at mid-market rates the moment the sender confirms the transfer.
03 · Payout
Local rails, 40+ markets
Deliver to bank, wallet, card, or cash pickup on the rail each destination market expects.
04 · Settlement
Instant or scheduled
Settle payouts in real time from a stablecoin pool, or batch to your treasury cycle, your call.
03. Use cases
Remitters we power.
Consumer apps
Diaspora money transfer
Add a new send-to country without a new banking integration, and quote instant delivery with an honest FX rate.
SMB cross-border
Supplier & payroll payouts
Pay overseas suppliers and remote staff across dozens of markets from one balance and one reconciliation feed.
Corridor expansion
New-market launches
Turn on payout in a market in weeks by reusing the same API, not by onboarding another local partner.
Every corridor your users ask for, on one API.
Onboard, complete KYB, and move real money into 40+ markets, without a banking partner behind each new corridor.