40+ market corridors
Send into India, the Philippines, Nigeria, Brazil, Vietnam and 40+ more, each on the local rail recipients expect.
API Suite / Remittance
Cross-border remittance, as an API.
Move money between countries on one integration. Credible's remittance API handles the corridors, the FX and the local payout rails — fiat in, fiat out — so you can send funds to bank accounts, wallets and cash across 40+ markets without stitching together a dozen providers.
Why remittance-as-a-service
One integration for every corridor.
Building remittance yourself means a licence, a compliance stack and a separate partner in every destination market. Credible gives you all of it behind a single API — corridors, FX, payout rails and screening — so you ship a cross-border product in weeks, not quarters.
Capabilities
The whole remittance stack, behind one endpoint.
Built-in FX
Convert at the mid-market rate inside the same call — quote the source amount, we deliver the destination currency.
Instant delivery
Funds land via real-time rails like IMPS, Pix and PromptPay in seconds, not the days a correspondent chain takes.
Compliance in the flow
Sanctions screening, KYC and limits run inside every remittance, backed by Credible's licensed infrastructure.
Single REST API
Quote, create and track a remittance with a few endpoints. Webhooks stream status to your systems.
Transparent pricing
See the rate, the fee and the recipient amount up front on every transfer — no correspondent surprises.
How it works
Quote, send, track.
01
Quote
Request a quote for a corridor and amount. The API returns the rate, fee and exact recipient amount.
02
Create
Confirm the remittance with the recipient's payout details. Compliance checks run automatically.
03
Deliver
Credible routes funds over the best local rail — bank, wallet or cash — in the destination market.
04
Track
Webhooks stream each status change from initiated to delivered, straight into your systems.
FAQ
Questions about Remittance as a Service.
What does “fiat-to-fiat” mean here?
Your customer sends in local fiat and the recipient receives local fiat. Credible handles the currencies and rails in between — no crypto is required to use the remittance API.
Which markets and rails are supported?
40+ destination markets across bank rails, real-time schemes (IMPS, Pix, PromptPay and more), mobile wallets and cash pickup, with the local method chosen per corridor.
Do I need my own money-transmission licence?
No. Remittances run on Credible's licensed infrastructure, with sanctions screening, KYC and limits applied inside the flow.
How is FX handled?
Conversion happens inside the remittance call at the mid-market rate, with the rate, fee and recipient amount shown on the quote before you confirm.
How do I integrate?
Through a single REST API — quote, create and track remittances with a handful of endpoints, plus webhooks for status. See the API reference in the docs.
How fast do recipients get paid?
On real-time corridors funds arrive in seconds; other rails settle same-day. Every transfer is trackable end to end via webhooks.
More platform APIs
Part of the Credible API platform.
Ship cross-border in weeks.
Self-onboard, hit the remittance API in the sandbox, and put live corridors in front of your users — without a sales gate to read the docs.