Instant settlement
Payouts settle instantly. Not after 3 to 5 business days of wire processing and correspondent bank delays.
01 — Payout corridors
Stablecoin to local fiat,
everywhere your recipients are.
Pre-funded pools front the liquidity. AI underwrites the risk. Your recipients see funds land in their local currency — within seconds.
Bank rails
Push to bank accounts via ACH, SEPA, SEPA Instant, Fedwire, Faster Payments, IMPS, NEFT, RTGS, PESONet and more.
- Named accounts
- Same-day & instant rails
- SWIFT for high-value
- Multi-currency settlement
Real-time & QR
Push via Pix, UPI, InstaPay, PromptPay, PayNow, VietQR, FPS and other real-time rails.
- VPA / alias lookups
- QR & deep-link
- Sub-second settlement
- Refund & reversal flows
Mobile wallets
Reach billions through M-Pesa, GCash, Maya, OVO, MoMo, Alipay, WeChat Pay and other mobile money.
- MNO-direct integrations
- Wallet-to-wallet
- Identity validation
- Emerging-market coverage
Cards & stablecoins
Push to Visa & Mastercard debit cards, or settle on-chain in USDC and USDT on Solana & EVM.
- Visa Direct · Mastercard Send
- USDC & USDT settlement
- Multi-chain support
- 24/7 on-chain payouts
02 — Supported payout methods
Every rail, every market.
Filter by type or search by method, region, or currency. Each row lists the markets and settlement speed Credible supports today.
| Method | Type | Regions | Currencies | Speed |
|---|---|---|---|---|
 ACHUS bank rail | Bank rail | US | USD | Same-day |
 FedwireUS high-value wire | Bank rail | US | USD | Instant |
 SEPA CreditEU bank rail | Bank rail | EU | EUR | T+1 |
| SEPA InstantEU instant credit | Real-time | EU | EUR | Instant |
 Faster PaymentsUK instant rail | Real-time | GB | GBP | Instant |
 IMPSIndia instant payouts | Real-time | IN | INR | Instant |
 NEFTIndia bank rail | Bank rail | IN | INR | Same-day |
 RTGSIndia high-value | Bank rail | IN | INR | Instant |
 UPIIndia real-time | Real-time | IN | INR | Instant |
 Pix PayoutBrazil real-time | Real-time | BR | BRL | Instant |
 PromptPayThailand real-time | Real-time | TH | THB | Instant |
 PayNowSingapore real-time | Real-time | SG | SGD | Instant |
 VietQRVietnam payouts | Real-time | VN | VND | Instant |
 DuitNowMalaysia real-time | Real-time | MY | MYR | Instant |
 InstaPayPhilippines real-time | Real-time | PH | PHP | Instant |
 PESONetPhilippines batch | Bank rail | PH | PHP | Same-day |
 AANIUAE instant rail | Real-time | AE | AED | Instant |
 NIBSSNigeria instant rail | Real-time | NG | NGN | Instant |
 Visa DirectCard push payout | Card push | Global | Multi | Instant |
 Mastercard SendCard push payout | Card push | Global | Multi | Instant |
 M-PesaMobile money | Wallet | KETZMZ | KES, TZS, MZN | Instant |
 GCashMobile wallet | Wallet | PH | PHP | Instant |
 AlipayWallet payout | Wallet | CN | CNY | Instant |
 WeChat PayWallet payout | Wallet | CN | CNY | Instant |
 PayPalGlobal wallet | Wallet | Global | Multi | Instant |
 USDC on-chainSolana · EVM | Crypto | On-chain | USDC | Instant |
 USDT on-chainSolana · EVM · Tron | Crypto | On-chain | USDT | Instant |
03 — Features
Capital-light. Real-time. Worldwide.
Enable instant, efficient, and capital-light payouts worldwide with AI-powered infrastructure and deep stablecoin liquidity.
Permissionless pre-funding
Eliminate capital lockups with permissionless pre-funding pools that deploy liquidity on demand.
AI underwriting
Assess transaction risk and receivables in real time to enable instant liquidity deployment for payouts.
Intelligent routing
Optimize payout execution with intelligent routing and real-time risk assessment for higher success rates.
Best-rate FX
Mid-market FX on stablecoin-to-fiat conversions. No hidden spreads, no surprise correspondent bank fees.
Global payout coverage
Push to bank accounts, mobile wallets, cards and stablecoins across emerging and developed markets.
04 — Payout rails
Multiple Payout Rails.
One API.
01 · Bank accounts
ACH · SEPA · Fedwire
Plus Faster Payments, IMPS, NEFT, RTGS, PESONet.
02 · Cards
Card payouts
Visa Direct and Mastercard Send push funds directly to debit cards.
03 · Wallets
Mobile wallets
M-Pesa, GCash, Maya, OVO, MoMo, Alipay, WeChat Pay.
04 · On-chain
Stablecoin settlement
USDC & USDT on Solana and EVM chains — instant, 24/7 payouts.
05 — Industries
Pay-out for the industries
that need money to move now.
01
Prediction Markets
High-velocity deposits, resolution-driven payouts.
02
Stablecoin Fintechs
Fiat on/off-ramps & on-chain reconciliation.
03
Creator Platforms
Tips, subs & instant payouts to creators.
04
Web3 Platforms
Wallet-to-fiat, fiat-to-wallet, programmable treasury.
05
Traders & Brokers
Margin top-ups & deterministic P&L withdrawals.
06
AI Startups
Usage-based billing & global card collections.
07
Gaming & Sports
In-game purchases, tournament payouts, fantasy.
08
Entertainment Apps
Microtransactions, streaming top-ups, at scale.
Move money the moment your business needs it to.
Open a permissionless pre-funding pool, hit the payout API, and put money in recipient hands in seconds — not days.