Payments / Global Collection Account

Local accounts
everywhere you sell.

Named USD, EUR and GBP collection accounts with ACH, SEPA, Fedwire and Faster Payments. Go live in new markets without incorporating locally — Credible handles the infrastructure so you can focus on the market.

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Markets
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Currencies
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API uptime
T+0
Same-day settlement
01 — Account features

Local accounts.
Global treasury.

Accept payments through USD, EUR and GBP accounts with ACH, SEPA and Fedwire — simple and seamless.

Named accounts

Your business name appears on every inbound payment. Customers see who they are paying — building trust from the very first transaction.

Multi-currency by default

USD, EUR, GBP and more. Operate across markets with flexible currency options.

Same-day settlement

Funds hit your account the same day. Not after 3 to 5 business days of wire processing.

ACH · SEPA · Fedwire

Accept payments through every major bank rail in the US and EU — simple and seamless, behind one unified API.

Seamless reconciliation

Get a complete, real-time view of collections, payouts, and liquidity across your global accounts.

Programmable treasury

Hold funds in the currency you choose and settle or pay out on your own timeline.

02 — Available accounts

Three currencies.
Every major rail.

USD

USD Account

Named US account with ACH, Fedwire and same-day settlement.

EUR

EUR Account

Named IBAN with SEPA and SEPA Instant. Collect from every Eurozone counterparty.

GBP

GBP Account

UK sort code and account number with Faster Payments and BACS.

+ More

Additional rails

Global wire transfers for high-value B2B payments and treasury operations.

03 — Money flow

Collect in. Withdraw out.
Spend directly — coming soon.

Customers pay into your named account in USD, EUR or GBP. Withdraw to your local bank in INR, THB, BRL, VND, NGN and 30+ more currencies — hassle-free, mid-market FX, same-day.

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Collect into your named account

Customers pay into your USD, EUR or GBP named account using their preferred local rail — ACH, SEPA, Fedwire, Faster Payments. Your business name appears on every inbound payment.

USD · ACHEUR · SEPAGBP · FPS
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Withdraw to your local bank

Send funds from your named account to your local bank account in INR, THB, BRL, VND, NGN and 30+ more currencies — hassle-free, mid-market FX, same-day settlement.

🇮🇳 INR🇹🇭 THB🇧🇷 BRL🇻🇳 VND🇳🇬 NGN+ 30 more
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Coming soon

Spend directly with card

Skip the withdrawal step. Get a Credible card and spend your USD, EUR or GBP balance directly — anywhere Visa or Mastercard is accepted.

VisaMastercardReal-time FX
04 — Local withdrawals

From your account to
any local bank, instantly.

Withdraw your USD, EUR or GBP balance to a local bank account in 30+ currencies — at mid-market FX, same-day settlement, no correspondent fees.

05 — Built for

Expand globally without setting up locally.

SaaS & Subscriptions

Recurring revenue, locally collected

Collect subscription revenue in local currencies without setting up local entities in each market.

Marketplaces

Unified seller & buyer flows

Manage multi-currency seller and buyer flows from one unified account.

B2B & Trade

Wires & treasury operations

Global wire transfers for high-value B2B payments — with the rails and named accounts your counterparties trust.

Open a Global Collection Account in days, not quarters.

Self-onboard, complete KYB, and start receiving USD, EUR and GBP from anywhere in the world.